• RRSP – Registered Retirement Savings Plan

    RRSP helps you to save money for your retirement. If you’re under 71 years old and are employed or have a business income, you’re eligible to invest in RRSP. The annual contribution limit is 18% of your last year income.

    An RRSP offers multiple tax advantages as you can grow your money tax-free, as well as deduct all contributions from your taxable income to become eligible for a tax refund.

    • TFSA - Tax-Free Savings Account

    If you are 18 years or older, a TFSA is a unique savings account that allows you to grow your savings on a tax-free basis for a personal project. The TFSA is an incredibly flexible savings vehicle and lets you withdraw funds at any time, without a tax penalty.

    • NRSP - Non-Registered Savings Plan

    An NRSP is like a personal savings account and allows you to save money for a project or to grow your retirement income. Non-Registered Savings Plans are usually used when you have reached your maximum RRSP and TFSA contribution limits. By investing in an NRSP, you get a higher return than on your bank account and have access to different investment funds.

    • RESP - Registered Education Savings Plan

    If you are a parent in Canada and want to save for your children’s post-secondary education, a RESP is the perfect investment vehicle for you. With RESP, you can give your child a head start, as you have access to the Canada Education Savings Grant and can generate tax-deferred income.

You deserve to have an exceptional experience when it comes to your insurance. With our newsletter, you will have access to information about our services. We want what's best for our clients and will always put your needs first. The power of knowledge is key, so

sign up for our newsletter today!